Personal Savings and Money Market Accounts

All Texan Bank Savings and Money Market Accounts include:

  • Free 24-Hour Telephone Banking
  • Free Online Banking, with the following available:
    • Online Bill Pay
    • Mobile Banking
    • eStatements
Personal Savings and Money Market
Personal Savings and Money Market Accounts
ProductPersonal SavingsLIL TEXAN 
Savings
Personal Money MarketTexan Legends Money Market

Account Overview

Personal Savings Accounts are interest bearing and pay a competitive rate.

Savings account designed for children under the age of 18. 

Personal Money Market Accounts offer a competitive interest rate while still allowing withdrawals on a limited basis.

Texan Legend Money Market Accounts are for our customers 55 or over and includes an increased rate over our already competitive stated Money Market rate.

Minimum Balance
to Open

$100

 $5

$100

$100

Service Charge

No Charge if a balance of $250 is maintained

 

$10 if balance falls below $250 during the statement cycle

No Charge 

No Charge if an average balance of $2500 is maintained

 

$15 charge if the average balance falls below $2500 during the statement cycle

No Charge if an average balance of $2500 is maintained

 

$15 charge if the average balance falls below $2500 during the statement cycle

Interest Paid

Yes, based on current rates.

Yes, based on current rates. 

Yes, based on current rates. 

Yes, based on current rates. 

Account Details

Limited to 9 transactions per statement cycle by preauthorized, automatic, or telephone transfers; $2 excessive transaction (excess trans) fee for withdrawals over the 9 allowed. 

Limited to 9 transactions per statement cycle by preauthorized, automatic, or telephone transfers; $2 excessive transaction (excess tran) fee for withdrawals over the 9 allowed. 

 Limited to 6 transactions per statement cycle by preauthorized, automatic, or telephone transfers; $10 excessive transaction (excess trans) fee for withdrawals over the 6 allowed.

 Free first order of Texan Bank standard wallet or duplicate checks

 

Limited to 6 transactions per statement cycle by preauthorized, automatic, or telephone transfers; $10 excessive transaction (excess trans) fee for withdrawals over the 6 allowed.